Does Dental Insurance Cover Invisalign? Check out this article to know if this insurance policy covers Invisalign as it is here to guide You. Invisalign can cost a few thousand dollars, however, Your dental insurance might be able to help with the bill.
Depending on Your dental insurance provider and plan, this policy can sometimes cover Invisalign treatment. This is why this post will help You navigate Your insurance details and know what You can expect.
Does Dental Insurance Cover Invisalign
Some dental insurance policy covers a portion of Invisalign. However, since this policy varies widely, it is best to have a financial coordinator discuss the benefits and percentage of covered benefits with You. Also, if Invisalign is a covered benefit, some dental insurance policies will pay a specific dollar amount.
Overview of Invisalign Treatment
Now, it is necessary that You know an overview of Invisalign treatment before You purchase your dental insurance policy. This treatment is very popular and highly sought after because it is nearly invisible and removable.
Also, Invisalign is used in the dental industry to treat several orthodontic issues like crowded teeth, open bites, overbites, crossbites and a lot more. In orthodontics, a severe malocclusion might require a traditional brace. The reason for this is to properly correct how the jaw and teeth align and improve Your oral health.
The work of Invisalign is to cover Your teeth properly while pulling them back to their proper position. Also, with this, You do not need brackets or metal braces. Another work of Invisalign is to make Your teeth look pretty and comfortable.
Invisalign Cost Without Dental Insurance
You should also know the cost of Invisalign without a dental insurance policy. So, You can expect to spend an average of $3000 to $5000 on treatment without dental coverage. However, in some cases, the Invisalign treatment may cost $8000 to $10000.
Also, the cost, process, timeline and treatment plan depend on Your needs and the dentist treating You. Without a dental insurance policy, You can expect to pay either in a single payment, months or years however, this depends on the extent of Your Invisalign treatment.
The average monthly cost of Invisalign without an insurance policy is $100.
Invisalign Cost with Dental Insurance
Many dental insurance policies will cover a percentage of Your Invisalign treatment. However, some policies consider it as a cosmetic treatment unlike traditional braces and will not cover any portion. Most dental insurance policies will cover between 25% to 50% of the treatment fee.
Sometimes, some of them may cover for You and Your friend if You both have Delta Dental. Also, a lot of dental insurance play have a lifetime maximum. This means once you meet that dollar amount, You will be responsible for any additional cost that You incur.
You can expect to pay a monthly fee of around $83 a month over the time period of 36 months if You have dental insurance that covers a percentage of Invisalign.
List of Dental Insurance Companies that Cover a Portion of Invisalign
Below You will get to know some of the Dental Insurance Companies that Cover a Portion of Invisalign.
- Delta Dental
- USAA Dental
These are some of the companies that cover a portion of Invisalign.
Traditional Metal Braces vs Invisalign Cost
Currently, Invisalign is more costly than traditional metal braces. This is because of the substantial laboratory cost to the orthodontist to fabricate the custom clear aligners. Invisalign charges dental practice anywhere around $2000 but this depends on how many cases a dentist does each year and the status with Invisalign.
Traditional metal races average $3000 to $7000 while Invisalign typically costs $3000 to $10,000.
Alternative Ways to Pay for Invisalign Treatment
Most dental practices offer options to make Invisalign Treatment affordable and convenient since the cost is usually high. So, below You will get to know some of the Alternative Ways to Pay for Invisalign Treatment.
1. Monthly Payment Method
You and Your dentist can arrange a personalized monthly payment plan to decrease Your initial expenses. Some dental practices also offer monthly payment plans at no interest rate and additional cost.
2. Flexible Spending Account (FSA)
Sometimes, employers offer Flexible Spending Account (FSA) to their employees as a healthcare benefit. This can be one of the Alternative Ways to Pay for Invisalign Treatment. However, You have a one-year time limit to use the funding.
3. Health Savings Account (HSA)
Health Saving Account (HSA) is similar to FSA but does not have a one-year time limit to use the funding. Health Saving Account (HSA) is usually only eligible to contribute to if You have a high deductible health plan.
CareCredit is another good way to Invisalign Treatment. This can help finance several dental procedures without delaying treatment.
What Insurance Plan Covers Invisalign Treatment?
Delta Dental, Cigna, USAA Dental and Aetna often cover a portion of the cost of Invisalign.
Is Invisalign Free with Dental Insurance?
No, Invisalign is not covered in full with dental insurance. But in most cases, some insurance companies cover a portion of the cost.
How Much is Invisalign Per Month?
Invisalign costs a minimum of $99 for 36 months but some patients may pay up to $200 for 24 months.
Is Invisalign Cheaper than Traditional Braces?
No, Invisalign cost $3000 to $10,00 but traditional braces costs $3000 to $7000.
What is Included in Invisalign Treatment?
The Invisalign package includes an entire set of removable clear aligners. However, You will buy the retainers separately after treatment to keep Your teeth straight.
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